Stop losing
2–4% on every
swipe.
FlexPay's compliant dual-pricing system eliminates your processing fees completely. You pay $45/month flat — and keep 100% of every sale.
No credit card. No commitment. Takes 60 seconds.
Every time a customer swipes,
you're the one paying.
Traditional processors quietly take 2–4% of every transaction. That's thousands of dollars a year — silently bleeding your business dry.
$1,250–$2,000 every single month.
That's money that belongs to you — and there's a legal, proven way to stop.
How FlexPay works
Simple. Legal. Effective.
FlexPay uses a compliant dual-pricing model — the same system gas stations have used for decades. We set it all up for you.
Your point-of-sale shows two prices: a cash price and a card price. Card users see a small surcharge — fully compliant with Visa, Mastercard, and federal law. Exactly like gas stations have done for 30+ years.
We handle all setupInstead of you absorbing 2–4% on every card transaction, that cost is transparently passed to the cardholder. Cash and debit customers pay nothing extra. Over 95% of clients report zero change in customer behavior.
No customer pushbackNo percentage cuts. No interchange fees. No batch fees. No PCI fees. No surprises. A flat $45/month covers everything — equipment, setup, support, and full processing. Most clients save $500–$2,000+ from day one.
$45 flat. Nothing else.Brian's team handles the merchant account, equipment programming, and training. You don't change how you run your business — you just stop paying fees you've been overpaying for years.
Fast, painless setupFree savings estimate
See exactly what you'd save
Just enter your current monthly processing bill below.
Free Savings Calculator
No commitment. See your number in seconds.
Ready to start saving? Lock in your rate with a free 15-minute call with Brian.
Sign Up Now — Start Saving Immediately →Real results
Business owners who made the switch
"I was skeptical — everyone in this industry promises savings. Brian actually delivered. My processing bill went from $1,840 a month to $45. I genuinely can't believe I waited this long."
"My customers haven't complained once. The cash discount sign is up and people just get it. Meanwhile I'm pocketing an extra $1,200 a month I was basically throwing away before."
"Setup was done in 4 days. Brian's team handled everything. I didn't do anything except say yes. The savings hit immediately. I wish I'd found this three years ago."
Get your free quote
Start saving this month.
Fill out the form and Brian will reach out within one business day with a custom savings estimate for your business. No obligation.
Sign Up Now — Start Your Application
Takes 60 seconds · Brian responds within 1 business day
Meet Brian English
20 years fixing a broken industry.
Brian English has spent over two decades in merchant services — long enough to know exactly how traditional processors take advantage of business owners who don't know better.
After watching thousands of businesses overpay year after year, he built FlexPay around one idea: a business owner should keep what they earn. The $45 flat fee isn't a gimmick — it's the model he wished existed when he started his career.
FlexPay is based in the Charlotte area and serves businesses nationwide.
Common questions
Everything you're probably wondering
Book your free call
15 minutes. No pitch. Just the numbers.
Pick a time that works for you. Brian will review your current processing statement, run your exact savings numbers, and answer any questions. There's zero obligation.
Stop paying fees.
Start keeping your money.
A free 15-minute call is all it takes. No pressure. No pitch. Just a look at your numbers — and what they'd look like with FlexPay.
No credit card · No commitment · Takes 60 seconds